IDFC FIRST Bank Credit Card
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Description
Terms and Conditions
1. Customers current residence and office address should be from eligible PIN Codes.
2. In case customers cancels the card within 30 days or doesn't activate within 30 days the payout will be reversed from your wallet as per brand/RBI guidelines.
3. The bank strictly follows the model wherein customer completes the onboarding journey on their own. Any agent filling same number for different applications/ trying to misquote benefits/ proceeding without consumer consent will not only be penalised but also be debarred from the platform.
4. Customers should have a valid PAN and Aadhaar Card.
5. Customers' credit score should be above 710 and they should have a clean bureau with no negative remarks / no settlement / no payment miss.
6. Based on the customer’s eligibility and selected card type, they may be required to upload additional documents like - Last three months’ Bank account statement, Income tax return statement, and latest credit card statement.
7. Your customer should activate the credit card by making their 1st transaction within 30 days. If the card is not activated or canceled by the customer, a penalty will be charged.
8. Existing customers of IDFC First bank are not eligible.