HDFC Credit Card
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Description
TARGET CUSTOMERS:
1. Age: - 21 - 60 years (salaried) and 21- 65 years (self-employed)
2. Minimum Income: - ₹20,000 monthly (salaried) and ₹4 lakhs per annum (self-employed)
3. Applicants must have regular source of income.
DOs'
1. Complete the process in a single journey.
2. Target Customers:
-Age > 21 years
-Good Credit Score
-Monthly Income > ₹20,000
3. Customers who receive salary in the form of cash will be considered ‘Self Employed’.
4. Provide correct address details and specify if current address is not the same as permanent address.
5. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
6. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
7. Avoid customers who have a utilization of more than 70% on previous cards .
8. Check pincodes availability.