IDFC FIRST HPCL Credit Card
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Description
Product Benefits
*Welcome benefits worth ₹1250 to ₹1500(Based on variant)
*UPI Rupay Credit Card
*Up to 30x rewards on Fuel and FASTag
*0 Annual Fee on spending >= ₹50K /1.50 Lacs in previous year(Based on variant)*
Target Customers:
1. Primary Cardholder: 21 to 70 years | Add-on Cardholder: 18 years and above
2. Income – ₹3 Lakh p.a. and above (Salaried/Self-Employed)
3. Good credit history and no payment defaults
4. Customer should have a permanent residential address in India.
DOs'
1. Complete the process in a single journey.
2. Target Customers:
-Age > 21 years
-Good Credit Score
-Monthly Income > ₹20,000
3. Customers who receive salary in the form of cash will be considered ‘Self Employed’.
4. Provide correct address details and specify if current address is not the same as permanent address.
5. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
6. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
7. Avoid customers who have a utilization
of more than 70% on previous cards .